by: Kim Komando https://www.usatoday.com/story/tech/columnist/komando/2022/05/01/tech-steps-ensure-your-accounts-order-before-you-die/7426729001/

I know – it’s a grim topic. But in today’s digital age, we have to plan for what happens to all our online accounts, data, notes, photos, videos, websites, playlists, blogs, and subscriptions once we’re gone.

Speaking of subscriptions, more families are dropping streaming services. Money is tight, and you may want to consider canceling the ones you use least. Tap or click here for proven ways to lower your streaming, cable, and internet bills.

I’m not just talking about business documents or tax forms on the data side. Everyone should have a plan to protect their precious photos and videos. I hear from too many people on my national radio show who have lost everything.

Take these steps now to ensure your accounts are in the right hands after you die.

Your Apple account

Apple’s Legacy Contact finally debuted with iOS 15.2 as a safe and secure option to give someone access to data stored in your Apple account after you die. This includes photos, messages, notes, files, apps, and device backups.

Some information – such as movies, music, books, or subscriptions you purchased with your Apple ID and data stored in Keychain (payment information and passwords) – can’t be accessed by a Legacy Contact.

You can add more than one Legacy Contact, and all of them will be able to access the account to make decisions. The person must be 13 or older and will receive an access key when you designate them as your Legacy Contact.

Here’s how to set it up on your iPhone:

• Open Settings and tap your name.

• Go to Password & Security > Legacy Contact.

• Tap Add Legacy Contact. You may have to use Face ID, Touch ID, or your passcode to authenticate.

• If you’re in a Family Sharing group, you can choose a group member. Or you can tap Choose Someone Else to add someone from your Contacts.

• Select the person from your Contacts. Tap Continue.

• You’ll be asked how you want to share your access key. Select Print Access Key or Send Access Key.

• If you choose to send the key digitally, Apple will create a message letting your contact know you’ve added them as your legacy contact. Tap Send.

Want to be prepared? Don’t miss this Tech How-to: Automatically alert your loved ones in an emergency.